About this notice
This notice explains how YourMoneyRules (YMR) handles personal information collected through this website, including the early-access and partnership enquiry form. It does not describe a payment service, because no payment service operates on this website.
By using this website or submitting an enquiry, you agree to the handling described here.
Who we are
This website is operated by the YourMoneyRules (YMR) team in Australia. In this notice, "we", "us" and "YMR" mean that team.
What we collect
When you submit the enquiry form, we collect:
- your name and email address;
- whether you are enquiring as an individual, a business or a partner;
- your company or organisation name, if you provide it;
- your partnership area, if you enquire as a partner;
- your message, if you provide one;
- whether you chose to receive occasional product updates, and the wording you agreed to;
- the page you came from and any campaign parameters in the link you used.
We also record a one-way hash of your IP address for rate limiting and form security, a generated enquiry reference and the time you submitted the form. We do not store your raw IP address. Our web server keeps standard technical logs for security and troubleshooting, including the requested page and a truncated IP address.
We do not ask for or collect payment card details, bank account numbers, identity documents, wallet addresses, wallet keys, seed phrases or other payment credentials through this website.
Why we collect it
We use your information to:
- respond to your enquiry and understand the task or partnership you have in mind;
- manage early-access and partnership conversations;
- send occasional product updates, but only if you have opted in;
- protect the form against spam, abuse and duplicate submissions;
- understand, in aggregate, which parts of the website are useful.
We rely on your consent to handle your enquiry and, where you opt in, to send product updates. You can withdraw consent at any time.
Cookies and analytics
This website uses one essential session cookie, ymr_session. It keeps the form secure between pages and allows the confirmation page to display after a successful submission. It does not contain your name, email address or message.
We do not use advertising cookies, tracking pixels or third-party analytics cookies on this website. If analytics is introduced, this notice will be updated and, where required, we will ask for your consent before it is enabled.
Who we share it with
We do not sell or rent personal information. Your information is handled only by people who need it to respond to your enquiry.
We use service providers to run this website and its email notifications:
- Google Cloud hosts the website and stores the enquiry database. The server is located in the United States, so your information is transferred outside Australia.
- Our email service, where notifications are enabled, delivers an internal notification to a YMR mailbox. Enquiries remain stored on the website if that notification fails.
We may disclose information if we are required to do so by law, or to protect the website, our rights or the safety of others.
How long we keep it
We keep enquiries for up to 24 months from the date you submit them. We may delete them earlier if they are no longer needed, or if you ask us to. After that period they are deleted from the enquiry database, unless we are required by law to keep them longer.
How we protect it
The website is served over HTTPS. The enquiry database is stored outside the public web directory and access is restricted to authorised administrators. IP addresses are hashed before storage, and access to the administration area requires a password.
No website or storage system can be completely secure. If you think your information has been handled incorrectly, please contact us using the details below.
Your choices and rights
You can ask us to:
- tell you what information we hold about you;
- correct information that is inaccurate;
- delete your enquiry;
- stop sending you product updates.
To make a request, contact us using the details below. We will respond within a reasonable period. If you are not satisfied with our response, you can raise the matter with the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au.
Contact us
For privacy questions or requests, use our enquiry form and mention that your message is about privacy.
Changes to this notice
We may update this notice as the website and YMR develop. The version and date at the top of this page show when it last changed. If a change materially affects how we handle your information, we will take reasonable steps to let you know.