We are building YMR to make delegated payment work practical for people and businesses. That starts with a simple requirement: an agent should act on clear authority, within clear limits, with a record people can understand.
ARNEL provides the existing agent governance and execution foundation on which YMR is built. YMR extends that foundation into payments, connecting verified ownership, signed mandates, approvals, restricted execution and evidence.
We plan to build from Australia, close to our existing team and business ecosystem. That gives us a practical base for early customer and provider conversations while designing YMR for use across supported markets and payment routes.
The principle
The customer chooses the agent and sets the authority. The agent gets enough permission to do the job. The customer retains the ability to inspect, change or stop further authority.
YMR is in development. This website describes intended product design, not capabilities that are already operating at scale.
